You can now send and receive money to and from your family and friends from any authorized outlet in the most efficient, secure and convenient way. You don’t even have to be a Ufone subscriber or Meezan Bank account holder, rather customers of all the mobile operators can avail these services.

Upaisa Money Transfer Charges.

The best thing about the service is that any person in Pakistan can use this product without any prior registration.

Product Features:

• Shariah compliant Islamic Branchless Banking for the first time in Pakistan.
• Any person with a valid CNIC can send money or receive money.
• This service is not limited to Ufone subscribers; other mobile network subscribers can also use this service.
• There is no paper work or form filling required.
• Upaisa Money Transfer Charges.
• An instant SMS message will be sent to both the Sender and the Receiver on sending/receiving money.
• Sending/Receiving can be done from all authorized outlets throughout Pakistan.
• No more waiting in long lines – Money transfer can be done even at late hours.

Send Money:

The Sender needs to bring and provide the following for a Money Transfer:

• Their original and valid CNIC along with 1 Photocopy of the CNIC (Mandatory)
• Receiving person’s valid CNIC Number (Mandatory)
• Upaisa Money Transfer Charges.
• Their own mobile phone number and the receiver’s mobile phone number
• During sending, the Sender will be asked to enter a 5-digit secret code on the Retailer’s mobile phone. This code should not be told to the Retailer, and only communicated to the Receiver.
• Upaisa Money Transfer Charges.
• Both the Sender and Receiver will receive confirmation SMS messages containing the transaction information and Token number

Receive Money:

The Receiver needs to bring and provide the following for a Money Transfer:

• Their original & valid CNIC along with 1 Photocopy of the CNIC (Mandatory)
• They must know the Token number and the 5-digit secret code (communicated by the Sender)

Sending & Receiving Transactional Limits:

• Rs.15, 000 per month on a CNIC
• No limits on the number of transactions per month
• No charges on CNIC receiving cash

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